Are you looking for debt or equity?

Two options are debt or equity partnerships.  

The grim reality of the situation is that we have created a debtor nation which eliminates true home ownership from the vast majority of Americans.Mortgages used to be 3 years...then 5 years...then 10....you know the rest.

That's going to generate much more cash flow than when you're paying a monthly nut for the debt. Or

hi,I'm hoping someone here can provide some insights...I'm reluctant to divulge this information to just any "advisor" whom I don't know well (for reasons which will become readily apparent), so I thought posting it anonymously on the internet might be a good way to start.I'm 40 years old, no debt or dependents, I have good credit, a temp job that pays $18/hour, and I inherited a little over $500,000 two years ago.

Since the record owner cannot sign paperwork, probate process is designed to "settle" all claims, both for other claims and debtors, if any. 

If that becomes an issue you need to see an attorney.In your pricing, consider costs of foreclosure and time required in holding or safeguarding the property.However, any debtor may give a deed-in-lieu-of-foreclosure after the event of default and demand, so it doesn't mean you must go to court, you might get a DIL.

If you have extra money lying around, is it best to put that money towards your mortgage or invest it in putting 20% down on an investment property - single family home or duplex?

Go in, find the subject you want, and skim through every book they have in that section, how to alleviate debt or real estate investing or retirement planning (even at your age), weed out the dated ones (like the leverage to the hilt, everybody is waiting to lend you money ones), and then actually check out the books that intrigue you.

Depending on whether or not the debt is all mortgage debt, or other debt..Transfer whatever debt you can to an entity, then guarantee the debt yourself if necessary.