Liability (I have this threw my property insurance) and LLC (Which does depend on your state): I like this NOLO source of data, its fantastic:http://www.nolo.com/legal-encyclopedia/llc-asset-protection-charging-orders.html Some gems from this article "All states allow personal creditors of an LLC owner to obtain a charging order against the debtor’s LLC interest.

I have no other debt or other significant income sources.The above properties are all in Plainfield, NJ.

Interestingly, he listed the other defendant (his wife) as one of his debtors.  

Any government action that reduces student loan debt or makes qualifying for a loan with student debt easier will drastically increase the demand for middle class homes.

If I can negotiate with the seller to take over the debt or terms for a master lease or subject to deal, great!  

For example, I think we are late cycle, so I lean toward the safest part of capital stack which is debt (or debt free equity).

The very first thing a lender's going to look at when you ask them for a loan is your income... and the second is your debt (or vice versa).

(Oh so much sarcasm) Ya know, those same awesome freedom loving public servants at the Federal Government who brought you smashing hit's like "30T national debt", or "don't worry about your social security retirement because it's gonna be bankrupt". 

With other financial wizards, personal debt is bad, business debt (or debt that people pay you to carry) isn't bad.

(This applies to the individual servicemember’s debt or joint debt with a spouse.)