There is simply no upside in doing so and there are massive risks in our litigious society.

I believe in using leverage in smart ways, in low risk ways, the way Warren Buffet does and like you are doing.On paper you can convince yourself using maximum leverage will generate the maximum real returns, but that theory often leads to trouble.First, if your rentals are paid off you have flexibility others don't.

The interest was massive.

Take MASSIVE action.

That's such a massive red flag that not even all the red color in Jupiter could color a red flag that would be big enough.

I have massive respect for Bigger Pockets and did not intend to cross any lines (especially with my first post.. lol). 

Good luck...... aka.... create luck with consistent and massive action! 

And of course every one kind of dances over the MASSIVE theft issues in these areas..

UPDATE: I just found out the squatter is the crazy ex-handyman who stole a massive amount of money from me and robbed the tenant; hence why they left.

I sort of jokingly referred to my strategy as being like Warren Buffet's, where he uses the steady cash flow from insurance companies to buy distressed assets or companies that need some turnaround, like he did in the crisis, but I think that's being too generous.. lolI'm sure I'll also get some grief for "speculating" on appreciation, but I have a thick candy shell, so don't worry about it ;)