I buy commercial grade bed frames, couches, etc when possible. 

If you have a lot of liquid cash + high credit score, it could be beneficial to use a loan (to keep yourself liquid) and then repay quickly. 

He rented the stores for office use, like a travel agency, and the other to a video store, when a barber shop of many years closed up.

It can be tough to make money with high leverage, especially if market conditions change.

Will add though, that a good PMC will immediately alert an owner about what their property really is and the expected challenges.Unfortunately, a decent portion of the time we do this, owners either don't want to believe the Evaluation Video we send them or decide to sell.

I assume the sellers are offering seller financing since obtaining a traditional mortgage or refinancing to one after 7 years for this property is highly unlikely.

I like to garden in my free time, this summer i noticed how much we saved with the garden and I've been watching more videos on personal finance.

Are you in a high fire zone?

We found that we were often outbid by novice investors or that the bank set a reserve price so high we couldn't make the numbers work.

We budgeted $100k and that’s our goal but have extra just in case something pops up so this $120k is a high number.