I don't know what analytics you are pulling from to create your opinions or if you are just reciting what you've read or heard elsewhere.A couple comments about your points.1.

Being a CPA, I am very analytical and love getting deep into the numbers.  

On paper, the loan was deeply underwater (like 300% underwater) so the Harvard-grad MBA with deep analytical tools just discarded it as worthless.

I would say that my competitive advantage as an investor is that I'm an economist and that I work in risk management analytics.

Foreclosure is the process by which the right or equity of redemption is terminated.The point to all this is to expose you to the concepts that are involved in the analytics of note investing.  

I have listened to Morris too for a long time and my analytical mind and careful slowness saved my behind here not having jumped on the ship with him before I got my first warning as a comment by a viewer on a show with Morris on Mark Ferguson podcast.

We use both 1-800-SELL-FAST and local analytic numbers.

That's the main reason I started this thread. hahaha totally , in my experience there're all kind of real estate investors :1) Very hands on Real Estate Investorthese are like Jim that can do painting, fixing roof ,etc2) Analytics -- Active Market Real Estate Investorcan do price estimation , market analysis, labour countract, outsourcing , but I have zero experience on how to fix leaking toilet (although I know the theory LOL).

It also gives us a better idea of how many people actually read our mailer without taking action via an estimate on google analytics.

ABC 10 News interviewed Nathan Moeder, principal with real-estate analytical firm London Moedor Advisors, said even upwards of 10,000 homes coming onto the market would not significantly lower prices in supply crunched San Diego.