John ethics is strictly personal my ethics don't equal yours and vice versa.

So a sponsor that's great for one investor will probably be terrible for another (and vice versa).I'm a conservative investor, so when I invest in multi-family I prefer sponsors that have at least one full real-estate cycle of experience (which sounds similar to your post), little to no money lost, low leverage, and high skin in the game.And there is an apartment operator that has multiple real estate cycles of experience (decades) with no money lost, low 65% less LTV, and high 10%+ skin in the game.They market under 506B so are prohibited from posting publicly on the Internet and instead function by referrals.

You can't just have good credit and not have the ability to pay the debt back and vice versa.

So, people may be sleeping when you e-mail them and vice versa. 

We're not verifying any income [of the borrower]," said Matthew Weaver, a vice president at Finance of America Mortgage, another Blackstone company working with B2R.The interest rate on the loan, which is 30-year fixed, will be between 6 and 8 percent, about twice the rate on a traditional mortgage for an owner-occupant, but far lower than the current cost of investor loans.

Having lots of fun, but kicking myself for not starting sooner...when my income statement was stronger than my balance sheet instead of vice versa. 

I feel like this is another Vice set-up so they can run a story about the worst advice ever given on the forums.

Rates going up while homes prices going up, or vice versa falling rates with falling home prices. 

After 5-8 years (2 years is too fast), move to other house, and vice versa.If appreciation rate is similar like in 2010-2020 era, you will 100% paid-off a 30YFRM within 10-16 years, depending on the appreciation rate.Utilize 1031 and 121 carefully.

Vice Versa for her.