Quote from @Griffin Dalrymple: @Nick Maugeri no bank will offer a LOC on the properties (even with very attractive LTV) bc they don’t want 2nd position.It seems like good options would be private lenders then, depending on what you can support for their return.

I am looking for advice and ideas on a home I have that is a zoned business.It is two lots separated by a shared private road.

There are privately managed motels that do "ok" but their rates are DIRT CHEAP to be able to compete and their occupancy isn't even close. 

I was wondering if hard money lenders or private lenders require you to be licensed as a mortgage loan Officer to find them new clients.

But if I had gotten my tail into gear at your age, I would probably be typing this from a cabana on my own private island. 

-If you do a long term rental, how do you pay back the hard money lender/private lender (if you use one)?

I have found my private investors by the following - personal friends, local meetups, real estate conferences.

Do you have any suggestions for hard money, private, or even conventional lenders who might be willing to finance a property purchase outside of the country?

Where I am in Texas if it is a normal loan from normal bank, they step in the day before the sale or morning of the sale and get it resolved and the property never ends up in the sale.If the loan has small balance, or is some kind of private money loan or I would say unsophisticated lender then some chance it goes to sale.

@Collin HendersonI think the best move is to find a private money lender to loan you the money for the rehab, then refinance into a conventional loan.