In fact, if your tenant does poorly, it may put you in a situation where selling is the best option and you will be stuck using the agent that caused the problem in the first place! 

I've looked into a few options that won't cost 20%.

One option to consider is enrolling your property with ALE Solutions.

However, this is not applicable to standard M1-2 zones.Zoning Map Amendments: If the property is not in an MX district, pursuing a zoning map amendment to rezone the area to a district that permits residential use is an option.

There is not even a cohost option that I know of.Are you going to get a PM license?

I recommend a broker that works with over 220+ lenders so they have more options than just your one bank.

I am a loan officer and am happy to discuss more creating financing options over the phone if it would help.

Will be glad to check options in more detail.  

I just came across this correspondence and am reaching out to you to find out what my options are.

The second option is that she go to court, where she will lose, you get a judgment for everything owed including cleaning and repairs, and then you send her to collections where it will prevent her from qualifying for another rental, getting a car loan, etc.