Indiana as a state has some very "interesting" nuances...I remember a few years back when they passed legislation to let businesses openly discriminate against the LGBTQ population I lost all love for that state...I think a lot of people did, but that does not seem to be factoring into peoples decisions on whether to invest there...

The credit unions in Canada are subject to provincial legislation, they operate under a separate set of rules than the national banks do, so its worth exploring your options with them.http://genworth.ca/en/products...

@Teacha Wong I believe according to the new legislation effective on 1/1/20 multifamily-zoned properties will be allowed to have ADUs, but much uncertainty remains as to who can do what until the state releases regulations in mid-December.

That's a different beast, and the practices described in this thread would most likely be deemed deceptive trade practices per all the recent legislation....

I'm very unhappy to hear that Dodd/Frank, the SAFE Act, and who knows what else is in the works, is legislation originated from the banking lobby (in cahoots with the governement) aimed at knocking private and small lenders out of business.

Having money in other types of assets would help us feel better protected against a devastating development to our farming interests - such as a several year drought or legislation that restrict access to water.

It links you to the relevant consumer protective legislation (may need to track down updates) and let's you know why actions that may seem like the best thing to do, can actually be the worst.

The bill is being sold to legislators by its sponsors as a protection for tenants to call the police but in its current form potentially causes more problems for landlords. 

M. etc), you might want to check it out and email your rep or at least prepare for the impact.The legislation will be heard by the Senate Governance and Finance Committee on Wednesday, May 6th and the Senate Judiciary Committee on Tuesday, May 12th.http://www.leginfo.ca.gov/pub/15-16/bill/sen/sb_05...

The lenders right to sell the property is embedded in the mortgage contract itself and supported under provincial legislation.