I am currently trying to start up my business and do some wholesaling !

Again PMI offers the lower rate because its less risky and offers insurance to the bank.So when you sell your current home try and keep as much as possible and avoid an "All Cash" offer.

There are multiple local groups and meetups you can try attending here to connect with more ppl 

Try to look for well-located properties near employment centers.

We've tried in the past, but stopped using it.

I am thinking since it is only a 2 bedroom this may be a better choice versus trying to find a smaller family to rent it out too.

Charlottesville permitting is usually a nightmare and I can tell you that if you are trying to do something like that fully up to code then the city's standard is going to be more or less the same as a normal house/structure.

And my apologies I should have prefaced this by saying I am very new with all of this and am trying to put together a roadmap and plan for where I want to go with everything.

If you think you want to try syndications, read The Hands-Off Investor by @Brian Burke before you do anything.

To try to reply to everyone's post:-How I find my properties without the MLS: I have been finding my properties for the past 4 years without EVER using an agent or MLS.