I am focusing on areas of southeastern Massachusetts (currently local to MattapoIsett, MA); New Bedford, Fall River, and possibly Westport.

Hi All - my partner and I own and self manage 26 units in Fall River, MA.

Hey BP,I’m in Boston, ma area.

Keep looking at other financial institutions.

As a former banker, I would use the same bank for all of my accounts because most financial institutions use "account analysis" in assessing service charges. 

In MA you need to put deposits into separate accounts and mail them a check every year for their interest.

As a broker my book is predominately more on the institutional side with power centers and grocery anchored centers.

Hey everyone, I”m a wholesaler and I started working with a few new realtor for comps .

In MA, we must disclose latent (hidden) defects that we know about - but states differ in their regulations.This is one reason that seller's agents around here typically don't want to see the home inspection report. 

I haven't read through all of these posts, but it looks like all of the refi advice has revolved around institutional lending and the 2 year track record typically required for that debt.You have another option.