The product claims to be made with a high contents of recycled material.

Otherwise, the criminal case can serve as evidence in suing them in small claims court. 

I hired a company to complete the renovations and a public adjustor to help with my insurance claim. 

I've already admitted I'm not a CPA, nor would I even claim to understand everything I've been told about taxes, since some of the information is contradictory.

Her insurance put her up in a hotel for a while, and I filed a claim with them (it was her fault due to negligence, she left food in a pot on the stove ON and left for hours).

While demolition costs are nondeductible, a taxpayer may claim a loss deduction when the depreciable business property is retired from use in a trade or business or from use in the production of income.I would strongly advice talking with a real estate focused accountant here to help guide you.

Ultimately the borrower sold the property before sale so it was a non issue but had they not, and had we continued with default, if we did not restructure the foreclosure (difficult), we would have more than likely had to wait until sale, suffered a loss, then filed a title claim (Time...time...time...) to hopefully be made whole. 

I attempted to file a small claims case but the local property management address was unservable and I would have needed to travel all the way to arizona to attend court.

While that is a huge jump in deductible, my thinking is that we should avoid submitting any claims anyways since that would likely result in premiums being jacked up the following year or even droppage of coverage.

Claim paper losses from your business.#6.