There is no substitute for advice from the experienced.THANK YOU VERY MUCH.Edwina

The pages could be quite similar while just substituting in information that would be unique for each.Another way to do it would be to have 1 domain for all three areas (maybe a state-based url or something else that would apply to all 3 areas) and you could have individual pages on that site for each area you are targeting.

If you put in a substitution of collateral and get the seller to go along with it, you can move or walk the note to another property.

If you are in a Deed of Trust state (vs a mortgage) the step before filing is usually a Substitution of Trustee (bank is putting their attorney firm in as the Trustee to handle the foreclosure) so you can usually use that as an additional 4-8 weeks of time to try to work out something with the sellers.I will say locally that that Zillow is really accurate and timely for these - but it really depends on how well they are tied into your local online resources.

But I can probably implement the rest of the strategy and substitute my own market report that I put together each month.This will be an interesting learning experience for me--cracking the marketing mix that makes me successful in real estate investing.  

Contract clauses were really a big help - principal only mortgage - that is NO INTEREST, installment down payments, money back, right of possession, many subject to offers, delayed settlement with possession - contract candy ( also known as buyer incentives) prime rate financing - money back from seller - discounting existing current and defaulted mortgages, early pay-off discounts, substitution of collateral (my favorite one)When there is NO equity - I offer --- Contract of sale (on a skinny), subject to existing financing, immediate possession, right to assign and release of liability -- This system works well when house lacks equity.

For me, potentially submitting offers based off of pictures would not substitute an inspection and/or financing contingency nor would it substitute an array of inspections.

Check though, to see if it can be substituted with a monitored fire alarm system.  

Most lawyers are conventional and don't understand creative financing - so when you find a lawyer you should be prepared and ask  these questions:Loan amount - principalfor how long - term what's the interest rate (or it could be a "principal mortgage - that is NO interest - all payments go to pay down the loan - my favorite - learn how to ask for this great mortgage) balloon payment, will  you have a right to discount for early pay-off, will you have the right to substitute collateral in the event you sell the property (no need to pay off mortgage - just walk the loan to another suitable equity that you own - this way you keep all the proceeds of the sale with no need to pay it off to the owner - you still owe it - but just have another collateral)will you build in a "first right of refusal" in the event mortgagee has an offer to sell the mortgagewill your mortgage be recorded or will use a promissory note - not recordedwill seller require co-signer or a blanket mortgage - will seller stay on as a joint venture/hybrid partner for a percentage of the resale profit in lieu of a purchase discountYou just may only need a title company - they can get the job done for less money - lawyers are expensive - talk to a seasoned local investor for hints on asking and getting seller financing.For us investors, seller financing is the best loan ever.Wishing you good luck ---- Charles - Baltimore Maryland

What I mean by this is I substituted the real follow up action steps I should be taking and used education as a crutch.I was so afraid to "fail" that I thought I could mask my own inaction by using educational spending as a salve.I don't mean to degrade education but its a fine balance between educating to a point that you can take positive action towards a specific goal and "paralysis by analysis".This is what I propose:1.