But even parts of the Midwest are getting tougher.I operate almost exclusively in Detroit and we're still doing a lot of cash flowing deals there even after 75% LTV refinances.

I do not mean industry profesionals that have co-opted the name "Private Lender"

Over the last 6 years I have been retired as a real estate professional exclusively handling my own properties and living on the income generated.I don't regret the decision and will eventually fully retire.

I am hoping to learn from someone with experience in the industry and in turn help them out.

Why would a borrower go to a retail bank and pay a premium rate when they can go to a mortgage broker that’s tied to wholesale lenders exclusively and save money on closing costs and interest rates? 

Finding the right brokerage is the other challenge you will have because the industry has changed.

In recent years, the Millennial generation has emerged as a dominant force in the housing market, exerting a significant influence on trends, preferences, and the overall trajectory of the real estate industry.

What are the industry standard marketing and design tools people use to create marketing materials and OMs for commercial real estate?

Plus your barrier to entry on this property that can later become exclusively an investment is much lower as you can qualify for mortgages that require as little as 3 1/2% down.

They have become industry leaders in conversations happening around the country!