The single digit percentage optimization is not worth balancing on razors edge all the time.

Eventually cash neutral Is achieved but how long will it take and is there any of that sweat equity still present?

Mortgage balance is $166K.

Your penalty could be 5% of the loan amount if you prepay in the first year all the way down to 1% of the outstanding balance in year 5. 

The primary hurdle for investors is that most homes have appreciated significantly during the past 3- years and the difference in the current mortgage balance and purchase price is required as a cash down payment.

What realistically can be achieved if one starts lean and mean, with couple of thousands of dollars to invest in marketing and pick up as things move forward?  

We calculate rent plus all debt payments as a percentage of gross monthly income.Our underwriters strive to analyze and balance all the information above to determine the statistical likelihood of a tenant paying their rent on time.ApprovalOnce an applicant is approved, we require a nonrefundable Holding Fee to make sure they are serious and don’t change their minds.

My next hire worked during business hours, aligning with peak activity times and supporting other team members who were also balancing growing responsibilities.I have spoken with many entrepreneurs who are opposed to using virtual assistants on many levels.

@Zach Kirchoff I second @Jay Hinrichs in being impressed at your achieving a $350k LOC, that is not an easy feat in that industry segment what so ever. 

Deciding whether to use one LLC for all your real estate properties or separate LLCs for each comes down to balancing simplicity and cost against liability protection and flexibility.