A couple of the Hollywood elites who lost houses said they didn't have insurance. 

I tried it in an apartment complex and it was an absolute dumpster fire and lost a lot of money.

I know with a hard money lender, you lost good amount of profit. 

Do I get access to you or will I be farmed out to "your team"?

Now, we have a team of about 5ish with another 4 VAs. 

Narrow your top cities, build a local team, and refine your financial analysis to position yourself for success.Good luck!

I needed a new roof and some more, but it could have been worse, many lost everything. 

Within a year of the higher rent more than covered both the damages and lost rent...in both cases. 

If not I wouldn't bother selling as there is an incredible amount of money lost in buying and selling properties, so you have to make sure you have a plan to maximize the equity and actually have enough. 

That's why it's important to be confident in your team so you feel like everyone is working together towards a common goal (good investment for you, agent gets paid for their support).