If you simply replaced a broken pane, that might be more of a repair than capex.

Trying to buy as an owner occupant, leaving your family behind to live under a separate roof, strains the limits of credulity.

@Shelley F.They called Foremost and was told that they don't cover that kind of properties even though the old box was replaced w/in 10 years with a breaker panel. I

basically, they used jenweld from lowes double hung, double pane. 

A bunch of issues occurred - storm window "fell off", front door was broken in "attempted burglary" (according to on of them, other one said that the pane and the lattice work between "just fell off"), gutter fell off the back. despite the lease stating that they must notify me immediately, they did not.

Have you looked at where you are going to live with your family, and how much is the rent at those places vs the mortgage you are paying now, does the quality of life affect your family in a way that creates any strain? 

; check for excessive ice buildup in freezer or mold on refer gasket (if you provide); check for electrical hazards- extension cords under rugs, broken outlets, too many devices per circuit.Check for other hazards as well- loose stairs or railings, fire hazards like curtains next to the stove, or stacks and stacks of paper goods; cracked, broken, or missing window panes; uneven floor surfaces; look for signs of termites, rats, roaches, or unauthorized pets.

By continually do researching, I came across in this article about strains kylekushman.com/topic/purple-stripes-on-stems/

If banks continue on this path of restraining business access to capital and credit, companies cannot grow, expand and hire, putting additional strains on the economy.

(sustainable resource)- Use energy efficient light bulbs or dimmer switches (I heard E/S bulbs have mercury in them so I stay away from that)- Install a day/night programmable thermostat- Replace windows with double-pane LOW-E.- Install added insulation (attic, basement ceilings, ect)- Install Energy Star appliances- Convert oil furnaces to gas if possible.- Upgrade furnace to high-efficiency unit (90+ rating)- Convert oil water heater to gas if possible.- Recycle: demo, paper towels, drink bottles, ect.- Replace the toilet (old toilets use a lot more water!)