Not be answered on here, but why can your credit not be improved over the 12 month span of the HM loan?

Here is two pictures of two streets compared in a multi decade time span as extreme examples,  one of a cash flow only area and one pic of both CF/AP.Which investors do you think had the better and more reliable returns?

This was all done within the span of about 3 months.My current W2 job provides me with enough income that I should be able to scrape together enough money for an FHA down payment quickly, I have a FICO of 780+, I’m in a buyer’s market from what I can tell [Topeka, KS].

The structure has to be equitable to both parties and both feel good about it.In 6 to 12 months how much time would it take up and how many closing could you do for regular sales in that time span.

Going up through walls is easy, often just 2 small holes in the wall, one to drill the plate and and one for the cat, the cross piece between studs usually halfway up a wall. fishing in the direction of the joists is easy, going across them can be done with small holes spanning the joist, notching it for the cable, and then put a steel plate over it.Given that your problem unit is ground floor, it's likely you can fish up from the basement very easily for outlets using "old work" steel boxes, plastic boxes don't work with plaster on lath, it's too thick.

We've had 4 kids in that time span so I chose to keep my income steady but growing while consuming 100+ books and working up the ladder from a manufacturing welder into managing the business.

I see people with hardly any income, securing 3 properties in a span of months and was wondering how they are doing it.Down payments are no problem for me, but qualifying for mortgages is an issue.I understand people may use VTB's etc... but are there other ways of creative financing in the ontario market?

Everything has an anticipated life span but not everyone is going to own the property throughout that entire life span.Roof example, you buy a house with 5-10 yr old roof, you realistically want to hold on to it 10-15 yrs max and then 1031 into something bigger...

I want to be honest for the sake of the relationship, but I guess at the same time I need to be up front with contracting costs and materials.Work needed:- Back deck torn down (awkward 3 story high), fill in double doors from bedroom with wall or very large window spanning adjacent windows.- Tear down old ugly car port.- Landscaping, add nice garden up front, trim trees, remove overgrown vines from house siding- Remove old walkway and replace with new right angle walkway to driveway instead of street- Fix up front porch, new concrete probably- Repair any problem siding- Flooring has some unevenness, joists in crawl space/basement need to be added or adjusted.- Exterior paint, interior paint - HVAC and water heater appear new, roof appears new- Interior has some water stain marks, replace drywall patches- Replace kitchen with modern cabinets, granite, appliances- Oak floors downstairs hopefully can be refinished- Replace carpet upstairs with composite flooring or nice carpet - stairs are carpeted!

Interest party has the attention span just for a few minutes, if something does not make sense he is gone the next minute.