@Morgan Vien For your Oregon rental property, forming an LLC in Oregon can provide liability protection specific to that property.

Are there specific lenders or servicers that are more likely to call these loans?

Are there specific qualities or terms you look for that make the relationship a good fit for your investment strategy?

Without giving the individual's name, even though once it is filed it is public information, could you post the specifics they are alleging or the case number?

Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.

Option 2: Electrician recommended mini splits - said 2 units should do the trick and would cost around $6-$7k.Heating system 2 is forced hot air oil furnace specifically for the 3rd unit.

But on this specific guy, I jumped on a call to explore the program and it was a high pressure sales call, it did not feel organic, not trustworthy and certainly did not feel the right fit.Why would someone spend 10k on a so niched-down space of real estate when they can get someone for the same amount to teach him/her everything?  

Do you include specific clauses in each of your subject to deals spelling out exactly how insurance on the property will be handled?

There are state specific items to take into consideration.

They can offer valuable insights into the local market, potential rental yields, and specific considerations for a rehab project like the one you're planning.