It is the tech hub where house prices are soaring. 1% rule other areas are possible but not in strong appreciating markets.

Meetups are great, do your diligence on gurus as much as your would anything else in real estate, but you have to remember some of these gurus are worth a lot of money and have the knowledge, training, coaching, and most importantly network and influence to help accelerate your business. so are they expensive .. yes.. could they be worth.. yes, depends on you.. your ability, and progress. but if you dont have money, then i suggest learning everything you can for free, go to local meetups and reias that dont pitch and connect with as many experienced investors as you can, you may connect with me as well, my contact info is on my page.

You might have already hit your financial goals so are probably fine with the cash flow from your paid off properties.

So, are more likely to have troublesome tenant situations arise.

., depreciation offsets current cash flow and defers income recognition until disposition) and so are the retirement accounts (tax paid in retirement when distributed) so the tax burden on the money you are borrowing is likely not to materialize for many years.The delta between the 9.5% interest rate and 8.3% average return on the existing retirement account would result in more funds in the account if you take out the loan.

Soaring taxes on these and now not being able to transfer property to children at death without the property being reevaluated.

Lehigh valley is rough. prices are so so but so are values. tough to get out on the refi if you dont buy correctly. that's in any market.... the days of throwing lipstick on are over if you want a good appraisal. build a team. find people you like working with in the areas you want to work in.

Carrying on without facing the challenges could very well mean the end of your career.In the Real Estate world, sure reputation is also on the line, but so are the monetary investments regardless of how large or small.

So are you saying four hours of sleep is a good thing or four hours is a bad thing? 

What we have often found is that while the prices & taxes are less so are the rents & we could not meet our hurdle rate targets.