First, you need to stop listenng to your girlfriend, who has zero 'skin in the game'.

No skin in the game. 

Because concrete is really porous it's very difficult to get everything out of it once it's in - usually you're only breaking down things right at the surface and they tend to bleed back through capillary action (moisture moving through the concrete).

I use over the range microwaves in all my rentals; it's just one less appliance renters need to bring and gains huge real estate in small kitchens, and the microwaves are almost the same cost as the hoods any more.As for the countertops the spots that always get ruined are the areas exposed to moisture; the clear poly repels the moisture and binds the sawdust together in the particleboard.

I have no skin in the game here -- I have not done any transactions with Neu Real Estate Group yet. 

They all want to see some of your own skin in the game. 

The proposal sounds promising, and I wanted to reach out to see if anyone here has experience with this type of arrangement.The investor has offered to give me $10,000 upfront, which seems to indicate that he has some skin in the game.

Your learning will accelerate when you have skin in the game. 

Funding companies and banks are concerned that the cash out will not be used for business purposes and that the investor will not have enough skin in the game if things get tougher.If you qualify for government or agency financing that's great, but many of our investors do not and they rely on small banks and funding companies.

Have an expert look at it.I understand that you want to avoid setting untreated wood directly on concrete because the concrete attracts moisture that rots the wood.