l'd look into local credit unions, they often have lower rates and better terms than big banks.

If you're strictly buying turnkey properties and financing with DSCR loans, keep in mind that you'll typically need to put down 20% or more, and because of the higher LTV, you’ll often get the highest interest rate available for your credit bracket.

For my clients, they're looking to charge a premium rate, so I use this formula to ensure the value justifies that higher rate (better bookings vs. more bookings).

We have shifted from flip to hold due to the market interest rates which tend to result in longer holding times and carrying costs. 

No monthly fees, just a flat rate per year, per transaction.

A refinance into an LLC avoids this risk but typically requires a commercial loan with higher rates and stricter terms.If asset protection is the main goal, umbrella insurance may suffice without disrupting financing.

Its interesting which countries have low birth rates and which countries do not. 

Quote from @Cooper Meurer: Lately, I have been mulling the idea of selling my primary residence and renting for 1-2 years before we leave the Midland area and move to the Texas Hill Country (surrounding Austin area)Reasoning for this:- I currently have around 120k in equity in my residence and I have a 4.75% interest rate. 

For those willing to embrace a broader horizon, long distance investing not only enhances potential returns but also builds a resilient investment strategy with significantly lower cost to entry for real estate investing.I’d love to hear your thoughts: would you consider long distance real estate investing to seek out greater rates of return and a lower investment cost? 

Since it looks like you are fully occupied and stabilized, you would be able to rate and term these quickly, since bridge loans normally don't have any prepays.