As with any insurance you need to weigh the cost of doing the repair yourself vs the cost of the premium payments.

In Cleveland, they may pay a premium, but in MY neck of the woods, the max rent allowed is far below market.

Furnished common area, furnished each bedroom with a queen bed, a dresser, a desk and a chair, then we listed on every platform that I can list and I paid every platform for their premium listing.

Especially since their rehabs are shoddy and rarely permitted so not sure who will step in and pay a premium for these assets.

I also tried calling their support line for listings, but no one answered.To investigate further, I re-listed the property with identical information but without paying for the premium $29.99 option.

----------------------------Here's a quick breakdown of the eligible loan amounts based on an all-cash investment strategy, but the same applies if you have a mortgage on the property as well:• 0-6 Months (Delayed Purchase, no Rehab completed) - up to 80% of purchase price• 6+ Months (Cash-Out Refinance, no Rehab completed) - up to 75% of appraised value• 0-3 Months (Cash-out refi, Rehab completed) - 75% of appraised value [good rates]• 3-6 Months (Cash-out refi, Rehab completed) - 75% of appraised value [best rates]My one caveat is that a 1-4 unit residential property in Missouri is eligible for an 80% cash-out, albeit at a higher interest rate premium (8.625% @ 80% LTV vs. 6.875% @ 75% LTV today).

As more come I will edit this post to hopefully help more.

And if you have to cancel a policy for this you usually get the pro rated premium back so it pays to check and change it if you have to.

It's easy to pay the premium, less easy to get claims paid in many cases.

.$20-27 - Seartapedic Pillow Top Mattress Topper - https://www.walmart.com/ip/Sertapedic-Pillow-Top-Mattress-To...We have the Black edition from Costco on the beds at our lake house.