A better option if you can swing it is to purchase with your own funds, gain access, then refi into a loan.

Personally, I'd cash-out refinance into a 30 or 15 year loan.

Stop reading if you want.2) I couldn’t guess what “There is a 6 months of grace period before interest payment begins” means.3) They call their $3555 charge a “Loan Fee,” stated a few lines up as 2%. 2% of $235,000 (loan amount) is $4470.4) Do you seriously believe the loan fee, “… IS 100% REFUNDABLE IF THERE IS ANY DEFAULT FROM THEPART OF THE LENDER OR IF THE BORROWER CHOOSES TO TERMINATE THE LOAN.”5) It’s okay to pay an appraiser directly.

Name detection is via loan signatures.

I was considering having a lawyer draw up a baseline loan doc and make tweaks to it on a per loan basis.

It's possible but going to be expensive and I would think they would want some collateral on the loan as well.

If you are willing to live in urban areas you may want to talk to a local bank in your market and see if they have any incentives or grant loans for certain areas.  

Most agency loans will expressly forbid such an arrangement, so if they found out, the odds of having the loan called would be very high. 

Hey @Mike Levene, I'd recommend considering a Margin Loan against your stock portfolio.

Since the rent roll was too low, she had to secure financing through a private lender that based the loan on market rent rather than the current rent.