They're all the same, sounds like you're comparing apples to oranges on policies.

Quote from @Timothy Yang: Quote from @Jack Matthias: The 5% Fannie Mae conventional product for 2-4 is great and do you have to worry about the self sustainability test like you would on FHA.

There's a lot of misunderstanding about the returns it generates that create confusion, so I hope to clear through that a bit by saying: you can't compare policy returns to, say, a stock or market based investment because that's comparing apples and oranges.

I personally own properties in the counties of Orange, Los Angeles, Riverside and Kern. 

Sec. 8 is fine if you are not in NYC, Newark, Jersey City, Weehawken, Irvington or The Oranges.

Thats apples to oranges.. does not really relate to RE investing.. there is nothing new about over paying for real estate that has been going on forever. 

You will find quotes all over the map which are usually apples and oranges as CPAs specialize in different things and have different business models (Flat fee, Subscription, Hourly, Hybrid etc).

What are some companies still insuring rental properties in Orange County California?

I get it, it's an REI board, but most of the stuff I read I fear themselves just getting caught on the system of the decade prior while not understanding the dynamics are apples to oranges.

Hey @Wei Jie Yang - you should start by reaching out to the lender that currently holds your mortgage and work your way from there.