Hey @Zachary Harrison I will 1 up as they say what @Jaycee Greene has said, and that they will get a higher price with seller financing...but perhaps you make both offers anyway? 

Analyze the property and determine what price you are willing to pay, then offer that amount.

Also review what others offer.

Offer advice to those who need it.

Co-living is seen as a non-financial tool to encourage deeply affordable units, serving as transitional housing along the housing continuum.A study by Gensler and The Pew Charitable Trusts highlighted that adaptive-reuse co-living spaces could offer more affordable housing solutions compared to traditional studio apartments.

Off market and the new the owner used an agent so I reached out to the agent and made an offer How did you finance this deal?

The most common foreclosure rescue scheme unfolds when a homeowner receives a solicitation in the mail that promises short-term financing from a 'private investor' offering to pay off a delinquent loan:The homeowner is told they can stay in their home and rent back from the 'investor'The homeowner is convinced to transfer the title of the home to the 'investor' as collateral.

While 80% of these deals will most likely be terrible, you should be able to find a couple worth walking or offering up on.

Step 2: Narrow down your "buy box" (are you market-indifferent, are you looking for a certain level of cash flow, etc.).Step 3: Connect with real estate agents and begin making offers!

This straightforward process allows you to verify encumbrances before considering a property investment.Alternatively, engaging a title company can offer a more comprehensive approach to uncovering liens.