I use QB and also their payment service to accept ACH payment from all of my tenants.

I respect the hustle, but you may just find it not worth the head aches in the end. 

Options above and beyond that are ACH, 3rd party platform like Rent Manager, or some thing like PayNearMe. 

@Christian Nachtrieb I don't do the collecting, However all of my properties that require an HOA payment collect from me either via an Automatic withdrawal (ACH) on the 1st business day of the month, or I personally do a monthly electronic transfer into the HOA bank account.  

Also, note that there are ways to fake the required debit card transactions and direct deposits, I use cash app and ACHs.

I use ACH.

I've sold 2 classic muscle cars in my younger days and regret it today.

those are the two major reasons.For Tenants  i think the easiest would be the way we set up Note investments were the payor's monthly mortgage payment is ACH out of the account..

Especially with commercial loans there is generally not a lot of heart ache about allowing you to contribute into an LLC.

Is this in a ch 7 or a ch 13?.