It’s just interesting that most (imo) financial frauds actually start as legitimate business deals.  

Also, if you have the borrower typically sign a non-owner occupancy certification (which we always do with our loans and recommend other PMLs do) the borrower couldn't sign it legitimately because he already informed you he's planning to move into it. 

It was a totally legitimate question and still is a totally legitimate question.

It will take up to 15 years to get it legitimized with the title?

I’d scrutinize this one if he provides any license info eventually - every legitimate contractor I’ve ever dealt with knows the above *requirement* well.

Can't say for certain that Josh is the exception but he and a few others like Sean Terry do seem to legitimately want to share quality info.

What is happening to me is that people refuse to buy my products now because a lot of people think I ripped off Andy and Keith, due to  Carrot vouching they are a legitimate business.

Hi Yulia, First, make sure the company is legitimate. 

So you can come up with a list of rules to follow and how to approach you questions but it will only help 10% of the people that actually find the right page to actually try to make a legitimate post and ask a question.  

I've been hit up by a couple of companies to do rental arbitrage so that they can do STR themselves - but I'm not sure how to properly vet them out and make sure they're legitimate.