Defending, These fall into a couple of groups, both nasty Eventually you will either face a Due on Sale clause, a seller bankruptcy, a court order in a divorce that affects the property or a fire insurance claim, a slip & fall, very bad tenant, storm damage, and the list goes on.

Quote from @Paul Zofsak: Russell, what's the advantage of filing on my insurance if the HOA is liable?  

Hi Benjamin,Start by reaching out to relocation companies, insurance housing providers, and major employers in the area who may need temporary housing for executives or displaced employees.

I haven't come across too many but it's required along with many other requirements.Lastly, there is a long list of cases that state because the TCPA is penal rather than remedial, your insurance company doesn't have to cover any awards and there is no cap on damages in a class action suit.

Insurance for 1-4 families is reasonable.

Of course, I had to make additional assumptions about the cost of property taxes, insurance etc. 

A conventional renovation loans will allow you to use preferred contractors, requirements are they must be simply licensed and insured.  

For liability reasons, if something should happen while renting to others, lawyers and insurance companies are very good at 1. trying to assign liability to make a claim or 2. avoid paying on one.To Your Success!

A real basic guess is 30 houses each cashflowing $1,000/month.In Metro Detroit, this means $1500+ in rent, with the difference convering taxes, insurance, maintenance and vacancy - NO MORTGAGE!

Their taxes and insurance may have doubled and they can't afford the house any more.I think geographic is tough because there just isn't typically the turnover any more in most areas.