First when I wanted to create a fund to buy court house steps..

I have 3 accounts per property which helps me leverage APY on savings accounts, prevent funds from being comingled, and easily set up auto payments for things like mortgage payments and utilities. 

Using a HELOC can provide you with the necessary capital at a lower interest rate to fund your next projects without leaning too heavily on hard money lenders, which can eat into your profits.Here are a some actors that you would want to consider:1.

Current HELOC rates are typically 8-10% depending on your credit and lender, though some banks offer promotional rates.

After getting the funds letter, which clearly states no appraisal was needed for this property, at the day of the closing, they came back and said no funds will be released until we get an appraisal.

Quote from @Matt Pfefferlen: In a HOA foreclosure in California, does the homeowner get the excess funds after the 90 day redemption period is over or soon after the auction takes place?  

If the cosigner is not contributing funds but is just helping secure the loan, whats a fair way to compensate them?

I've done a lot of research into this and believe this is for me, but am getting some roadblocks when it comes to funding requirements and my buy box not aligning.

@Adedotun Kembi Most lenders will only lend a total of 65-75% on a rental and at much higher interest rates due to the higher risk.

@David F.As Russell mentioned co-ops are probably 1/2 the price of a condo and you would also have extensive costs to set up a co-op and typically it’s my understanding the builder funds the first 1-2 years of reserves.