I have 2 other monthly loan payments I would like to pay off or lump in with my refinance as I believe with the forced appreciation and normal appreciation I will be able to pay off most my HELOC (5.99%) and all of my Credit Card that is currently at a 0% APR until end of May.

If the borrower creditable?

I used the background and credit checks offered through Cozy. 

When you say that you will "screen" prior to showing, does that mean a full application with backrgound and credit checks?

Would anyone care to recommend a bank, credit union, etc that will do a HELOC on an investment property?

So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.

There is running private credit and running MF and then their is portfolio mgmt.

I would suggest looking at commercial banks or credit unions in the area to see if this is available. 

You can easily do this for free.

If the inspection reveals a bigger problem, either you can try to keep the deal alive by offering a seller credit, which could motivate the buyer to move forward, or the buyer walks away.