I live here and househack as well - can provide a first hand perspective.

I can buy down the interest rate.

That said, with today's rates, every increment of extra mortgage is way costlier than it was four years ago during the sub-3%-rate Covid days. 

i just got off the phone with lindsay someone that works for them they want $34k and they offer no guarntees. thave a 78% success rate in getting people funding. that mean 22% of the prople that signed up where promised the world but were not able to raise capital. according to linday they have 700 paid members. 700x.22=154. 154 people paid them $34k and were not able to raise funds. im not an expert but they need to file a case with the attorney generals of the united states. i asked lindsay why isnt capital raising set 1 because ill pay you $34k from the money you help me raise. all of a sudden she is busy and got to hang up with me. i told her i gave you 1 objection and she gave up.i did not have a good feeling speaking with lindsay. and after the call i checked my email she sent me 2 emails. 1 minute apart from each other which tells me they will take anyone and everyone. as long as they pay $34k.

You can use interest rate, because it is specific as defined by the lender, but that's about it. 

I’m new to real estate investing and am in the process of trying to acquire my first property.  

Investment Info:

Single-family residence buy & hold investment.

Purchase price: $265,000

Cash invested: $40,000

3/2 1728sqft
Lake access

What made you interested in investing in this typ...

Investment Info:

Large multi-family (5+ units) buy & hold investment.

Purchase price: $75,000

Cash invested: $95,000

Bouight this 6 units with owner finance. Place need a full rehab. Lot of exper...

As a loan officer, I recommend first ensuring you have a thorough assessment from a contractor who specializes in fire damage.

Our occupancy rates have been 65-95% during the peak.