This means you can rent out a room in your place while you also stay there, you can rent out you entire place while on vacation, or you can rent out a basement or attic unit or an accessory dwelling unit (carriage house).

Many if not all STR policies cover the dwelling itself but may exclude liability while you have guests because the Airbnb coverage is primary in that situation.

The $2000 quote the guy gave me should have been to completely re-do a few rooms or more.Not to be a jerk, but, why are you dwelling on this 2K bid?

Vacant dwelling coverage can be written with theft coverage with a few companies but again they may also require safeguards.  

I don't think you'll find unrestricted but I don't know the market it just sounds like an absolute word from someone that doesn't understand what zoning and entitlements are and how you get permission to build multiple dwellings on one parcel. 

Due to a some confusion, I let a foundation contractor into one of my tenants' units without giving the required 24-hour notice that I would need to enter the dwelling (my manager had at first said she'd notified the tenant who was at work, but there was a mix up).

Ignore post, already posted before

In the mean time, build a one-room or studio dwelling on the property as well, and then after a year move back to FL.Really wondering if there's a quicker option than "work for a few years to make money and then start." 

Many cities have implemented CAP's or maximum allowable licensable dwellings used as vacation rentals but some areas allow active STR permits can transfer to new owners upon sale.

Assembly bill 68, Assembly Bill 881, and Senate Bill 13.In senate bill 13, it specifically states the following:(i) The accessory dwelling unit may be rented separate from the primary residence, but may not be sold or otherwise conveyed separate from the primary residence.I have not seen anywhere in this bill or the AB bills where it prohibits or allows prohibition of short term rentals.