Additionally, how are you navigating the refinance stage, with lenders tightening up are you still Able to generate your desired profit by refi? 

I also suspect that most can recognize having occupancy gaps filled by an alternate OTA is a positive outcome. you can stay on a single OTA if you desire or you can follow the advice of the experienced posts that suggest otherwise.  

. - Four years of appreciation -100k HELOC for investing.TakeawaysThis house hack worked because I chose a desirable home in a good area with strong appreciation potential.

You'd be surprised, sometimes there are buyers who just want to own a piece of land, even if it's not the most desirable and of course price is a factor.

.- Son to have RE license and path to life he desires.  

., making the real estate there incredibly desirable.

However, financial freedom isn’t a one-time event; it’s about sustaining your desired lifestyle for the rest of your life.Once you have your goals, the next decision is where to invest.Investment Market/CityThe investment city determines all long-term income characteristics, including whether rents rise fast enough to outpace inflation and how long your income will last.Understanding inflation: It takes more dollars to buy the same goods every time you go to the store.

The desire for 10% down comes from maybe being able to do it this fall instead of three years from now--financially it might not make sense, but extra time with family is priceless.

You have to possess the ability and desire to navigate it.

I have no desire now to build anything and I don't if I  ever will.