Conventional mortgage with 20% down How did you add value to the deal?

I purchased the home with a conventional mortgage and used the grant to help with downpayment and closing costs. 

you can use a DSCR loan if your DTI is too high for conventional. 

Dont go to the regular retail realtor who only deals with FHA or conventional mortgages like 80%+ of the people.

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

There are a lot more details that go into two VA loans and the downside but transitioning into a conventional loan on the  investment refinance will save you a lot of frustartion down the road.  

Rates can be very similar to those of conventional financing (Fannie/Freddie - full doc loans that you will need to prove income to get), but typically a little higher than conventional financing. 2nd - Networking and partnerships! 

My journey has been anything but conventional, but it has shaped me into who I am today.

No problem with down payment but will need conventional load which is not a problem as I have been pre approved many times just did not find right property.

Because based on those answers, you can just get a conventional loan.