Pacific Modern Homes is a great example - we built one of their kits in the 1990's and it was beautiful/ really minimized labor and scrap onsite.

Regardless of which side of the line posts are on, I think the problem that is brewing is that Reafco agents, rightly or wrongly, are:- Associated with flocking to forum threads about various Ohio markets and doing everything just shy of crossing a clear line in the sand to tell everyone about how they can help them buy and sell property.- Being made fun of by some forum power users- making other forum users actively angryI think that the remedy here might be less about how to determine whether there is a right or wrong side of the letter of the law with our forum rules, and to think instead about how team members can be trained to add genuine value to forum discussions and position themselves and your firm as the kinds of folks who really add value to forum posts.

Not many coastal markets where you can buy a block home under 100k!

For instance, I think any place that's flood or hurricane prone (coastal places, Florida, etc.) will have sky high insurance so I'd avoid. 

If that's not the case and the GC still requires 1/3 payment up front,  it means they have other projects that are suffering or lack quality subcontract relationships and can't place them on net 30's and when contractors are moving money around to cover for other projects,  that's a slippery slope. 

As a retail buyer, I would have second thoughts on buying coastal FL.

I’ve been most successful building wealth with positive cashflow by buying houses that were like 6/3’s and renting to other solo professionals who lived with me and shared my kitchen and laundry instead of 2 one bedroom or two bedroom apartments.

The only multiday event I've attended was Sumrok;s and I thought the basic training was super valuable and helpful and very very cost effective. 

What are you all seeing as the future of insurance in coastal cities?

I use a scoring system where applicants gain and lose points and their total either meets or falls short of my established line in the sand.