My 2 policies earn 4-6%, I have full control of my cash, uninterrupted growth even when I'm using my money, creditor protected here in Texas and in most states, Tax free growth and I have a massive death benefit and long term care attached to it. 

Your IRA can borrow, but you have to be careful to not personally guarantee it.

And do they care if I do rent by the room strategies?

I use problems like this to go an check out the problem and then the entire property while I'm there, looking for other problems, but also assessing HOW the tenant is taking care of the property.  

I had the opportunity to talk with the owner and he's a great guy, he did his best to make sure I was well taken care of. 

Whoever qualifies for that probably won't need them.Yes many GPs have experienced hardship but you can see those who really care about what they are doing and those who don't.

@Ajay Bodas, Be careful!. 

Many of the section 8 tenants I've had give me little to zero problems and take care of the place as though it's their own.

I'm at a stage where I really just want to get involved and start buying properties.

Here is NJ: https://www.njoag.gov/about/divisions-and-offices/office-of-...And then you could contact SEC Enforcement: https://www.sec.gov/submit-tip-or-complaintI have found that a carefully written letter to the Syndicator, alerting him that you are suspicious, will get you a quick refund . . . under certain conditions.