In my flips I want to make sure permits are pulled and everything is above board on my flips...would there be pushback against my thinking based on your experience with this?

Why not use bank debt or alternative lender debt if you don't qualify yet for bank originated debt?

So back to the drawing board, but for myself the big takeaway is to continue on the course that I set out on and too continually learn and stay involved with goals that I set out on and to stay focused.

PS: If you take a stroll through the Reddit boards, you will see a boatload of unhappy investors, who are reporting many of the funds have frozen dividends, increased escrow and capital calls and management fees.

Of course you still have to put whoever they might find through your screening process to ensure they qualify.

If you are looking to buy in PA, its possible you can qualify for PHA KFIT program that gives you a 5% closing cost forgivable loan.

Most of these program qualifies borrowers with income and very few DSCR.

I've had positive experiences with IPX as a qualified intermediary.

i wouldn't tell you where you should move since i don't know you.also, a lender would be in the best position to advise whether you qualify for a specific loan. 

(That last one might qualify for what you are trying to do, but you're going to run into some underwriting barriers if you simultaneously increase the rate and payment without a very strong reason--and accessing cash for real estate investment is probably not going to be what they want to see, depending on the lender).2.