Ability to repay - can you as the borrower afford the payments based on the loan amount.Typically they will not take into consideration the mortgage on a new property that has not been taken out as that is new.

Can you afford a vacancy or two?

We hear from a lot of out of state investors that Milwaukee is a great place to invest in real estate due to its affordability and strong economic growth. 

About me, most of my assets are RE but in another market so I would be diversifying in that market.Potential for appreciation is very uncertain: prices have risen a lot locally lately and are as high as they have ever been, and it’s unlikely higher prices would be affordable by locals.

Isn't it unlikely that a homeowner who cant afford a 2-3k tax bill would even challenge this legally?

I want to avoid falling into a mindset of thinking we can't afford to invest because of the needs in front of us.

Plus, compared to other parts of Florida, the Panhandle is still relatively affordable, making it a great option for first-time investors or those looking to diversify their portfolio.Another huge perk is Florida’s no state income tax and landlord-friendly laws, which make it easier to manage and profit from rental properties.

In addition, some of those fire victims can afford to pay top of market price for homes. 

People start moving in with their TOH homes (back in the day when everyone could afford one) and the park starts to fill up. 

Still decently affordable.