When the tide does shift, you'll be cruising on Easy Street while the others are still getting in the water, adjusting their goggles, and warming up their muscles.

Adjusted for inflation, the prices of homes in a desirable location appreciate more than average wages. 

Excluding the periods of “tulip bulb” irrational exuberance, a property must produce enough of a risk adjusted return to satisfy both the ROI demands of the “limited partners”, and the income/time requirements of the sponsor.  

Quote from @Daniel Araque: I'm writing this in hopes that maybe Tardus leadership adjusts this....

Bringing better comps to the appraiser’s attention is definitely worth a shot and can sometimes lead to adjustments.

If it’s a tax office, they could be swamped or uncertain about their future.What’s your gut telling you.. are you leaning more toward a full rent adjustment, or focusing on retension for the long haul?

You have to adjust your expectations to match current reality, which includes higher mortgage rates, higher prices, more expensive taxes and insurance, more competition, etc.

If there is not enough STRs in the market you are in then you have to adjust business practices.

Is in there, but a great thing you can do now is get your "core 4" figured out - agent/lender/manager/contractor - obviously you can adjust this and do one of the pieces yourself (self-manage for example) or don't need a contractor if you do only turnkey etc but getting this nailed down early is key

Whether the balloon or the adjusted rate approach, the borrower is incentivized to refinance.