I've been consulting some of the most respected and world-renowned financial advisors over the past few days and the Infinite Banking concept is a joke in these circles and is referred to as a scheme, money-grab, and something that is used to abuse the trust of those that fall for it.I would love nothing more than to be proven wrong and learn a new strategy to help my clients. 

She really emphasized the potential of amphetamine abuse. 

Also, due to KC mayor creating this ordinance, which to highlight and summarize includes:bans discrimination against tenants based solely on:"-Source of income from an occupation, including gig work or paying rent in cash-Use of public programs like Section 8 Housing Choice Vouchers, disability checks, or social security-Poor credit score-Prior evictions and alleged damages older than 12 months (less than 12 months can be a basis for denial)-Prior convictions or arrests (sexual and violent crimes are excepted, a landlord can still deny based on these convictions)-The ordinance also requires the city to proactively scan for rental ads using discriminatory language like “no Section 8” or “no past evictions”.

Check out Google News every morning for the latest abuses and thefts by HOA's across the country.

I don't find anyone abusing heat or air conditioning and since I provide all utilities including the Internet, I have actually come too appreciate the simplicity and additional control I have.

The fee is advertised publicly for all to see, regardless of age, gender, race, sexual orientation, accent, or whatever.

Some ignorant or selfish Americans abused the system?

-They have high blood pressure -Diabietes And not people that are retired Or people that almost not doubt have legit problems I agree that getting benefits might be too easy, I agree there is fraud and abuse.

It may make sense to "overpay" for a property that won't cash flow initially if you know that the value of that property will skyrocket in a couple years (say, because Amazon is building its new headquarters a bus stop away, or you're a geologist who knows there's probably oil under that grass).

Given the abuse of scam-callers these days, I prefer mail.