Adding a lead filter may reduce/eliminate lead content, but they are still going to replace the pipe.

You might save a full percent just doing that and you have tons of money you didn’t pay in points.

Lenders will still require a personal guarantee since it is a full recourse loan.

And it makes sense that you don't need so many baths, but I liked the thought of building it out like that because I think long-term, there is still value in it if someone wants to buy it and do full coliving or sober living would be ideal.I definitely don't regret having done it that way, but for someone starting out when money is tighter, it's not necessary.

I won't give my full bio here but I am happy to dive into details upon introduction.

I have lived in Santa Fe for 5 years and am plugged into the commercial RE market as a full-time investor. 

So if your investing that full $200,000 getting that kind of return and you currently have almost no monthly expenses I would advise you to double down on what your doing and let it ride for as long as you can.

Any cancellation within 60 days I get the full payment.

Quote from @Richa Wardhan: Hi All,I am a relatively new investor with a full time well paying job.I have 4 SFH in Class A neighborhoods in Gainesville area.

So your wife will spend 5 full days repainting the whole place and scrubbing the bathtubs.