That's the short explanation, of course the more data points to enter the better.

Temporary buydowns are a better option than a permanent one with today's market, but you are better of using those funds to cover as much of your true costs as possible.Thank you so much for your explanation.

@Andrew Syrios you brought a great point, which I only briefly touched on in my reply as the explanation for which I'd have issues investing in Asia.

However, unfortunately rental income does not cover all of the mortgage on this property, so I will also have to transfer money in from my personal account to the new checking account.I hope that explanation made enough sense to follow.

These allrequire applicants to submit an acceptable Letter of Explanation addressing each specific issue and occurrence.Rental HistoryBecause a current landlord may say anything to get rid of a bad tenant out of desperation, we also requireinformation for the previous landlord of all applicants.

That is a good explanation.  

I believe that's why most title companies ask for an explanation if the dated date on the deed is unusually early than the recorded date and may refuse to rely on the recorded deed and require a new one to insure title. 

Well, I list a few reasons:  great teaching style, comprehensive beginning to end explanation, excellent customer service, live-time reviewing of training, a 40K forum. 

You took the time to dig deeper and come up with more plausible explanation than just shining 'more' negative light on newbies. 

They may be less resentful this way than if you just blatantly raise it with no explanation.