I read 'The Bankers Code' by George Antone and it drew me to private lending.

Quote from @Drew Sygit: @Felicia West 5 years ago you could easily find cashflowing rentals on the MLS!

I drew a lot of inspiration and agree whole heartedly.

@Drew Sygit  has a very nice description that will hold for basically all markets.. maybe he will see this and post his  ABCD model..

We drew a line in the sand and wouldn't deal with folks like this but the reviews took a beating.

I drew up a land agreement which stated that I allowed 30 days for buyer to pay rent or the contract could be terminated.

Quote from @Drew Sygit:  I appreciate this - will keep him in mind when I finally decide to buy something.

I see that your also a Real Estate agent, what drew you to OH? 

Quote from @Drew Sygit: @Shrikant Kakani anything that cashflows right now, will come with risk.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

Quote from @Drew Sygit: @Phillip Dakhnovets your statement, "it’s easier to learn and perfect your processes on cashflow properties because they provide an income cushion for any mistakes you might make