This vary heavily town to town. 20% down is great if buying strictly as investment but if you have a way of owner occupying I would explore that route and apply the 20% down to increasing value of property and instead using low money down loan. 

Conventional loan, 20% down non-owner occupied.

They were referrals and the business started to grow simply because I had a competent team that was responsive and looked out for the owners' best interests.

However, I’m new to navigating such a situation, and I’m looking for guidance on:Collaborating with neighboring property owners to reduce costs and share resources.Structuring deals involving land contributions and joint development efforts.Attracting capital partners for projects like this.I think this could turn into a win-win for everyone involved, but I want to ensure it’s planned and structured correctly.

The Charlotte rental market is experiencing significant shifts, and it’s raising some important questions for both investors and property owners.

It is a family owned property of which I am one of the co-owners.

My strategy would be to target properties which are most likely of the owner NOT redeeming.

Property owners can apply for an STR permit now, before the effective date of the new plan, and can operate thereafter (i.e., be grandfathered).

Nor any commercial lender, because the previous owners ran it as kind of a retirement hobby and the historical P&L's were crap. 

Eventually people die off and the homes go up for sale cheap, get abandoned and the park owner picks em up cheap and takes in the extra little bit of cash for the POH rental.