Once you know loan amount you have a characteristic of risk related to the down payment.  

Dobb-Frank provided borrowers with certain protections against predatory lending characteristics.

I don't see why it would reduce value unless it was unsightly or there was standing water that created smell or attracted pests.

All the characteristics needed for investing success of course!

It seems like everyone looks for different qualities and characteristics in potential flip properties.

Small and aggressive are not characteristics I would look for in a bank partner.

., 80%) of those homes financed through chattel loans, again, assuming no change in the composition or economic characteristics of the overall market.Based on my conversations with the major outside lenders, there isn't much enthusiasm for what has been proposed.

It depends on the property and your characteristics as a borrower but the rate would likely be in the 5.75% - 6.75% range on a 30 yr fixed based on the property's cash-flow (DSCR). 

Fort Wayne, for instance, is very flat... which is a market characteristic I like (no major surprises). - In the Northeast we put a huge emphasis on transportation availability.

Other portfolio characteristics will have affected pricing which will include geography (judicial and non-judicial foreclosure along with eviction time and costs), some degree of foreclosure seasoning, previous servicing strategies, etc.