Seems like the biggest risk are potential future special assessments, which could be for immediate need vs future projects. 

I asked about interest rates before investing and they did a special deal that it can only go up 1%.

@Rob CucuglielloI recommend finding an accountant who specializes in real estate taxation, tax planning and financial planning.

And my special needs toddler is doing far better in this new schools special ed programs.

I recommend contacting an attorney that specialize in evictions.

I am an Enrolled Agent licensed by the IRS and specialize in real estate taxation.  

Property is in Upstate NY Is this replacement cost coverage with special form?

The numbers look a little high for quotes on adding ADUs and I am working on finding a contractor that specializes in affordably converting two car garages. 

Of course, you can't protect yourself completely, but this will also help you prepare for buying the next properties a little better, and it's an exercise I generally do when I'm on a showing for a property I'm serious about so that I'm factoring this into my analysis to some degree in a "capex" reserve.Capital ExpenseRoofWater Heater x2All AppliancesDriveway/Parking LotBoiler x2FlooringPlumbingWindowsPaintCabinets/CountersStructure (foundation, framing)Components (garage door, etc.)

My husband @Rick Stout is a realtor/investor that primarily works with investors and specializes in air bnbs.