I am assuming if the property generates income it would be better in her name.

Hey Luke - Tapping into your equity through a HELOC is definitely a common way to fund a down payment, but like you said, having two open loans can lead to higher closing costs and potentially impact cash flow.

It all leads to investment and growing wealth.

So for instance for our lead organization & management, I clean the lists up in google sheets and then download as a .CSV file and upload into Airtable (google sheets on steroids) where its easier and cleaner to manage.I use Airtable to manage our raw leads data - I have a trigger set up, that whenever we change the status to "qualified", that lead will go into our CRM (Salesmate.io) where we track our contacts and deals.

If you're more conservative, you might want to increase your fixed income allocation.Income needs: If you plan to live off your investments in retirement, ensure your portfolio generates sufficient income to cover your expenses.Remember, this is a general guideline.

Great for realtors who should be calling all of their old leads with the good news of todays Fed rate cut.As rates continue to fall this is the time to ask for "Seller Credits" and think about using that credit towards buying the rate down.

We needed a larger home for our family, that would be functional for multi-generational living with our kids and our parents.This is our forever home family compound, so we have no intention to sell and hope to continue improving and creating new streams of income from the property.How did you find this deal and how did you negotiate it?

We need a larger home for our family, that would be functional for multi-generational living with our kids and our parents living with us.

In real estate, this means buying properties that generate income—while we sleep—and (ideally) appreciate in value over time.

How much do you need to generate in investment income to either step away from your current job or do something you enjoy more but less pay?