HOA/PUDs around during the 2016 fires may also be artificially high due to special assessments from fire damage be sure to check that as well.

I take my own medicine. 

Frustrating, but lying to people with artificially high offers wasn't my thing. :-)

This preserves rural lands but creates an artificial price influence too.  

Bob has declined further and his dementia has changed his behavior and he has yelled at people, and even has hit staff and refused to take his medicine.  

1st rule of investing; don't lose money, rule# 2; see rule #1 Warren buffetIt is healthy to be cautious, especially in such a cyclical industry and especially after 10 years of artificially low interest rates.I blame all my fails on not being aware of where we are in the cycle, and acting accordingly

They may have even been burned bad during the crisis, so they are sitting on artificially high prices, and they aren't getting the demand, because the numbers don't work.If the numbers work, then you know something everyone else doesn't, or the areas may be rougher than you think.

. :-)PS Are you growing either craft beer hops or medicinal wasabi?

The Federal Reserve has been keeping the rates artificially low.

It's just easier to give in to the urges to buy a Lexus and not another Toyota, to do most of your food shopping at somewhere other than Aldi, and of course, there are the children's expenses.Creating an environment of artificial scarcity through budgeting to get you extra money becomes more and more difficult.