Table funding would essentially be purchasing the note from the note originator at the closing table.

But if I want to stick to my original knee jerk emotional reaction and take it a bit further, im sure there is some kind of fire hazard there. 

The original post is choppy because he typed it on his phone and it clearly says I get low appraisals indicating it has happened more than once. 

Everything was original and needed updating to make it appealing to current buyers.

Here is text taken from the HOUSABLE website for Oakland:Utility ConnectionsCategory One: No new or separate utility connection shall be required.Category Two: A new or separate utility connection may be required, but the connection fee or capacity charge shall be proportionate to the burden of ADU on the water or sewer system.Here are definitions of the ADU categories from the City of Oakland website:CATEGORY ONE ADU: Involves either conversion of space within an existing Single-Family Dwelling, or conversion or rebuild of an existing accessory structure; includes no expansion of the existing building envelope other than up to 150 sq. ft. for purposes of accommodating ADU access and egress only.CATEGORY TWO ADU: Involves construction of a new detached or attached structure, including an exterior addition to an existing structure to accommodate the ADU, in conjunction with a proposed or existing Single-Family dwelling.It seems that Oakland is making things confusing with the language they are using, but I still believe that my original interpretation is correct based on the State Assembly Bill. 

If the original lease is:1) Still accurate on all other issues2) Up-to date - there have been no statute changesThen you can just execute an extension agreement.

I don't know who said it originally, but credit to them (Hormozi maybe?)

Originally posted by @Steve Hall:@Grant RothenburgerWhy would you risk your own reputation by claiming that Scott is "responsive and nice" when:You've never even spoken to Scott Smith!

I am referencing this post originally (https://www.biggerpockets.com/forums/311/topics/260825-inves...), but it is from 8 years ago.

HI David, fellow Canadian originally from Oakville here...my mortgage team specializes in foreign national or international buyer mortgages with no US credit.