Wondering if the vacancy rate is higher in the area as it seems more advantageous to just buy a house and pay mortgages rather than renting.

Ps I'm all about giving back, so I would be interested in helping out some high school kids for sure, or getting involved with mentoring somehow.

Most simply, let's assume you do a cash out refi for $336K and the interest rate is 7.00%.

But, understand they will all have slightly different pricing as well, and when you "layer risk" rates/terms go up. 

You can also sell them on sites like paperstac, debexpert or others as well as brokers like Mission Capital, Rams or Phoenix.Depending on quality of paper and interest rate will determine sales price - also I would say self servicing can have a negative impact on the sales price as the major players in the space are not fond of self servicing. 

I am very happy with the performance of my portfolio - all my properties are between a 10-13% cap rate.

Currently, I do have my property listed at a very competitive rate as I believe.

@Carlos Richardson , consolidating credit card debt to a lower interest rate loan almost always makes sense.

Check out Hawaiian village, Papillion great school district, etc.  

Just for simple math use average 20% personal tax rate.